What is title insurance?
Title insurance assures you that the title to the property you are purchasing is free and clear of anything that would hinder your ability to sell or borrow against your property down the road.
1. Protects the title for as long as you and your heirs own the property.
2. Protects you from events that happened in the past that you may not know happened.
3. Protects you from losing money down the road. And the best part: you only pay the premium once, not monthly!
Call For Inquiry
Financing – Find out your approval amount and get a letter to prove it.
Broker – Get a broker to help finance the sale.
Property Search – The title company digs into the public records for the property.
Making the Offer – Work with your real estate agent to find comparable prices of homes in the area and submit an offer to the sellers.
Negotiation – The sellers will either decline your offer, accept it as is, or send it back for negotiation.
What you need to know
Who are they, what do they do, and where do they come in, in the process so you can be prepared each step of the way.
Brokers are typically the first company you will work with in the home buying process, even before finding a realtor sometimes. (Although most realtors have brokers, they can recommend to you!)
The broker will help you find a lender to work with, and you should make sure to get a pre-approval letter prior to viewing houses to make sure you know your budget. You will submit paperwork to the broker to find out just how much house you can afford.
real estate agents
Almost everyone knows what a real estate agent does in the process of a home purchase. You tell them your budget, location, and other home requirements, and they will help you find a home, show it to you, and handle the negotiations and contracting.
The underwriters are the ones who will look at your financial situation and the home you are trying to purchase and determine the risk of lending to you. If they decide the benefits outweigh the risk, they approve your loan and kick the process over to us.
What you’ll experience at Titleblu
All title insurance reports that we prepare are done in a meticulous manner to ensure accuracy and efficiency. From electronic submissions to updated email notifications, we make sure our clients are never in the dark on the status of the title order or trying to chase us down to make sure we get the work done. Our team of professionals is committed to making sure that your title transactions start—and close—in a timely and smooth manner. Because of this, plus all the experience we bring to the table in our services, TitleBlu is trusted among developers, builders, and top law firms for all their title insurance, foreclosure service, and other property-related needs.
Although we are in Northeast Ohio, we handle all title insurance requirements regardless of location. We are well-versed with changes in regulations across all states, so you can count on our title company to handle your title insurance requirements all over the country! Contact us to find out more about how we can assist you. Either fill out the order form and let us know how quickly we can handle your closing, fill out our contact form, or give us a call!